<style>*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    --primary: #1a3a6b;
    --primary-light: #2356a3;
    --accent: #f7941d;
    --accent-dark: #e07d0a;
    --success: #22c55e;
    --danger: #ef4444;
    --border: #d4ddf0;
    --text: #1e293b;
    --muted: #64748b;
    --label: #374151;
    --shadow: 0 8px 40px rgba(26, 58, 107, .13);
    --t: .25s cubic-bezier(.4, 0, .2, 1);
}

.raf-page {
    background: linear-gradient(135deg, #e8eef8 0%, #f5f7fd 50%, #eaf0fb 100%);
    min-height: 100vh;
    padding: 48px 16px 72px;
    font-family: 'Inter', sans-serif;
}

/* HERO */
.raf-hero {
    max-width: 900px;
    margin: 0 auto 32px;
    background: linear-gradient(120deg, #1a3a6b 0%, #0f2855 55%, #1d3f74 100%);
    border-radius: 20px;
    padding: 36px 42px 32px;
    color: #fff;
    position: relative;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(26, 58, 107, .38);
}

.raf-hero::before {
    content: '';
    position: absolute;
    top: -70px;
    right: -70px;
    width: 280px;
    height: 280px;
    background: rgba(247, 148, 29, .1);
    border-radius: 50%;
}

.raf-hero::after {
    content: '';
    position: absolute;
    bottom: -50px;
    left: 35%;
    width: 200px;
    height: 200px;
    background: rgba(255, 255, 255, .04);
    border-radius: 50%;
}

.raf-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(247, 148, 29, .18);
    border: 1px solid rgba(247, 148, 29, .4);
    color: #fbbf24;
    border-radius: 999px;
    padding: 4px 14px;
    font-size: .73rem;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    margin-bottom: 14px;
}

.raf-hero h1 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.4rem, 4vw, 2rem);
    font-weight: 800;
    line-height: 1.25;
    margin-bottom: 8px;
}

.raf-hero p {
    font-size: .93rem;
    opacity: .82;
    max-width: 520px;
}

.raf-hero-meta {
    display: flex;
    gap: 20px;
    margin-top: 20px;
    flex-wrap: wrap;
}

.raf-hero-meta-item {
    display: flex;
    align-items: center;
    gap: 7px;
    font-size: .82rem;
    opacity: .85;
}

.raf-hero-meta-item i {
    color: var(--accent);
}

/* STEPPER */
.raf-stepper {
    max-width: 900px;
    margin: 0 auto 24px;
    display: flex;
    align-items: center;
    padding: 0 8px;
}

.raf-step {
    display: flex;
    flex-direction: column;
    align-items: center;
    flex: 1;
    position: relative;
    z-index: 1;
}

.raf-step-dot {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: 2px solid var(--border);
    background: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: .85rem;
    font-weight: 700;
    color: var(--muted);
    transition: var(--t);
    box-shadow: 0 2px 8px rgba(0, 0, 0, .07);
}

.raf-step.active .raf-step-dot {
    background: var(--primary);
    border-color: var(--primary);
    color: #fff;
    box-shadow: 0 0 0 5px rgba(26, 58, 107, .15);
}

.raf-step.done .raf-step-dot {
    background: var(--success);
    border-color: var(--success);
    color: #fff;
}

.raf-step-label {
    font-size: .68rem;
    font-weight: 700;
    color: var(--muted);
    margin-top: 7px;
    text-align: center;
    text-transform: uppercase;
    letter-spacing: .05em;
    white-space: nowrap;
}

.raf-step.active .raf-step-label {
    color: var(--primary);
}

.raf-step.done .raf-step-label {
    color: var(--success);
}

.raf-step-line {
    flex: 1;
    height: 2px;
    background: var(--border);
    margin-bottom: 28px;
    transition: background var(--t);
}

.raf-step-line.done {
    background: var(--success);
}

/* CARD */
.raf-card {
    max-width: 900px;
    margin: 0 auto;
    background: #fff;
    border-radius: 20px;
    box-shadow: var(--shadow);
    border: 1px solid rgba(212, 221, 240, .6);
    overflow: hidden;
}

/* PANELS */
.raf-panel {
    display: none;
    animation: rafFade .35s ease;
}

.raf-panel.active {
    display: block;
}

@keyframes rafFade {
    from {
        opacity: 0;
        transform: translateY(14px)
    }

    to {
        opacity: 1;
        transform: translateY(0)
    }
}

/* SECTION HEADER */
.raf-section-header {
    padding: 24px 36px 20px;
    border-bottom: 1px solid var(--border);
    display: flex;
    align-items: center;
    gap: 14px;
}

.raf-section-icon {
    width: 46px;
    height: 46px;
    border-radius: 13px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.raf-section-title {
    font-family: 'Outfit', sans-serif;
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--text);
}

.raf-section-sub {
    font-size: .78rem;
    color: var(--muted);
    margin-top: 2px;
}

/* BODY */
.raf-body {
    padding: 28px 36px;
}

/* GRID */
.raf-row {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 18px;
    margin-bottom: 18px;
}

.raf-row.c1 {
    grid-template-columns: 1fr;
}

@media(max-width:640px) {
    .raf-row {
        grid-template-columns: 1fr;
    }

    .raf-body {
        padding: 20px 18px;
    }

    .raf-section-header {
        padding: 18px 18px 14px;
    }
}

/* FIELD */
.raf-field {
    display: flex;
    flex-direction: column;
    gap: 7px;
}

.raf-label {
    font-size: .77rem;
    font-weight: 700;
    color: var(--label);
    letter-spacing: .02em;
    display: flex;
    align-items: center;
    gap: 5px;
}

.raf-label .req {
    color: var(--accent);
}

.raf-input,
.raf-select,
.raf-textarea {
    width: 100%;
    padding: 11px 14px;
    border: 1.5px solid var(--border);
    border-radius: 10px;
    font-size: .88rem;
    font-family: 'Inter', sans-serif;
    color: var(--text);
    background: #f8fbff;
    transition: var(--t);
    outline: none;
    appearance: none;
    -webkit-appearance: none;
}

.raf-input:hover,
.raf-select:hover {
    border-color: #a8bbd8;
    background: #fff;
}

.raf-input:focus,
.raf-select:focus,
.raf-textarea:focus {
    border-color: var(--primary);
    background: #fff;
    box-shadow: 0 0 0 4px rgba(26, 58, 107, .1);
}

.raf-input::placeholder {
    color: #b0bec5;
}

.raf-textarea {
    resize: vertical;
    min-height: 100px;
}

.raf-sel-wrap {
    position: relative;
}

.raf-sel-wrap::after {
    content: '\f107';
    font-family: 'Font Awesome 6 Free';
    font-weight: 900;
    position: absolute;
    right: 13px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--muted);
    pointer-events: none;
    font-size: .84rem;
}

/* GENDER PILLS */
.gender-pills {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
}

.gender-pill-input {
    display: none;
}

.gender-pill-label {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 9px 18px;
    border: 1.5px solid var(--border);
    border-radius: 10px;
    cursor: pointer;
    font-size: .85rem;
    font-weight: 600;
    color: var(--muted);
    background: #f8fbff;
    transition: var(--t);
    user-select: none;
}

.gender-pill-label:hover {
    border-color: var(--primary);
    color: var(--primary);
    background: rgba(26, 58, 107, .04);
}

.gender-pill-input:checked+.gender-pill-label {
    background: var(--primary);
    border-color: var(--primary);
    color: #fff;
    box-shadow: 0 4px 14px rgba(26, 58, 107, .28);
}

/* FILE UPLOAD */
.raf-upload {
    position: relative;
    border: 2px dashed var(--border);
    border-radius: 12px;
    background: #f8fbff;
    transition: var(--t);
    cursor: pointer;
    text-align: center;
    padding: 20px 16px 16px;
}

.raf-upload:hover {
    border-color: var(--primary-light);
    background: rgba(26, 58, 107, .03);
}

.raf-upload input[type="file"] {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    opacity: 0;
    cursor: pointer;
}

.raf-upload-icon {
    font-size: 1.8rem;
    color: var(--primary-light);
    margin-bottom: 8px;
}

.raf-upload-title {
    font-size: .82rem;
    font-weight: 700;
    color: var(--primary);
}

.raf-upload-hint {
    font-size: .7rem;
    color: var(--muted);
    margin-top: 3px;
}

.raf-upload-fname {
    font-size: .72rem;
    color: var(--success);
    margin-top: 8px;
    font-weight: 700;
    display: none;
}

/* CONSENT */
.raf-consent {
    background: rgba(26, 58, 107, .04);
    border: 1.5px solid rgba(26, 58, 107, .14);
    border-radius: 12px;
    padding: 16px 18px;
    display: flex;
    gap: 12px;
    align-items: flex-start;
    margin-bottom: 20px;
    cursor: pointer;
}

.raf-cbox {
    width: 20px;
    height: 20px;
    border: 2px solid var(--border);
    border-radius: 5px;
    background: #fff;
    flex-shrink: 0;
    margin-top: 2px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--t);
    font-size: .6rem;
}

.raf-consent.raf-checked .raf-cbox {
    background: var(--primary);
    border-color: var(--primary);
    color: #fff;
}

.raf-consent.raf-checked .raf-cbox::after {
    content: '\f00c';
    font-family: 'Font Awesome 6 Free';
    font-weight: 900;
}

.raf-consent-text {
    font-size: .78rem;
    color: var(--text);
    line-height: 1.65;
}

.raf-consent-text strong {
    color: var(--primary);
}

/* CAPTCHA */
.raf-captcha {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
    margin-bottom: 22px;
}

.raf-captcha-box {
    background: linear-gradient(135deg, var(--primary), #0f2855);
    color: #fff;
    padding: 10px 22px;
    border-radius: 10px;
    font-size: 1.05rem;
    font-weight: 700;
    letter-spacing: .12em;
    font-family: 'Courier New', monospace;
    user-select: none;
    flex-shrink: 0;
    box-shadow: 0 4px 14px rgba(26, 58, 107, .32);
}

.raf-captcha-input {
    flex: 1;
    min-width: 110px;
    max-width: 190px;
    padding: 10px 14px;
    border: 1.5px solid var(--border);
    border-radius: 10px;
    font-size: .88rem;
    font-family: 'Inter', sans-serif;
    color: var(--text);
    background: #f8fbff;
    transition: var(--t);
    outline: none;
}

.raf-captcha-input:focus {
    border-color: var(--primary);
    background: #fff;
    box-shadow: 0 0 0 4px rgba(26, 58, 107, .1);
}

.raf-captcha-refresh {
    background: none;
    border: 1.5px solid var(--border);
    border-radius: 8px;
    width: 38px;
    height: 38px;
    cursor: pointer;
    color: var(--muted);
    font-size: .85rem;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--t);
}

.raf-captcha-refresh:hover {
    border-color: var(--primary);
    color: var(--primary);
    transform: rotate(80deg);
}

.raf-captcha-ok {
    font-size: .76rem;
    font-weight: 700;
    color: var(--success);
}

.raf-captcha-err {
    font-size: .76rem;
    font-weight: 700;
    color: var(--danger);
}

/* NAV */
.raf-nav {
    padding: 18px 36px 26px;
    border-top: 1px solid var(--border);
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
}

.raf-step-info {
    font-size: .77rem;
    color: var(--muted);
}

/* BUTTONS */
.raf-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 11px 26px;
    border-radius: 10px;
    font-size: .88rem;
    font-weight: 700;
    font-family: 'Inter', sans-serif;
    cursor: pointer;
    border: none;
    transition: var(--t);
    outline: none;
}

.raf-btn-outline {
    background: transparent;
    border: 1.5px solid var(--border);
    color: var(--muted);
}

.raf-btn-outline:hover {
    border-color: var(--primary);
    color: var(--primary);
    background: rgba(26, 58, 107, .04);
}

.raf-btn-primary {
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: #fff;
    box-shadow: 0 6px 20px rgba(26, 58, 107, .3);
}

.raf-btn-primary:hover {
    transform: translateY(-1px);
    box-shadow: 0 10px 28px rgba(26, 58, 107, .4);
}

.raf-btn-submit {
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: #fff;
    box-shadow: 0 6px 20px rgba(247, 148, 29, .38);
}

.raf-btn-submit:hover {
    transform: translateY(-1px);
    box-shadow: 0 10px 28px rgba(247, 148, 29, .48);
}

.raf-btn-submit:disabled {
    opacity: .45;
    cursor: not-allowed;
    transform: none !important;
    box-shadow: none;
}

/* REVIEW */
.raf-review-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(230px, 1fr));
    gap: 12px;
    margin-bottom: 22px;
}

.raf-review-cell {
    background: #f8faff;
    border: 1px solid var(--border);
    border-radius: 10px;
    padding: 12px 14px;
}

.raf-review-key {
    font-size: .68rem;
    font-weight: 700;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: .05em;
    margin-bottom: 4px;
}

.raf-review-val {
    font-size: .87rem;
    font-weight: 600;
    color: var(--text);
}

.raf-review-miss {
    color: var(--danger);
    font-size: .78rem;
}

/* FEE BOX */
.raf-fee-box {
    background: linear-gradient(135deg, #fff8ed, #fffcf5);
    border: 1.5px solid #fcd08a;
    border-radius: 12px;
    padding: 18px 20px;
    margin-bottom: 20px;
}

.raf-fee-head {
    font-weight: 700;
    color: var(--accent-dark);
    font-size: .95rem;
    margin-bottom: 8px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.raf-fee-amount {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: #fff;
    padding: 8px 20px;
    border-radius: 9px;
    font-size: 1.1rem;
    font-weight: 800;
    font-family: 'Outfit', sans-serif;
    margin-bottom: 10px;
    box-shadow: 0 4px 14px rgba(247, 148, 29, .32);
}

.raf-fee-note {
    font-size: .74rem;
    color: #6b4c00;
    line-height: 1.65;
}

/* DIVIDER */
.raf-hr {
    border: none;
    border-top: 1px solid var(--border);
    margin: 6px 0 22px;
}

@media(max-width:480px) {
    .raf-hero {
        padding: 24px 20px 20px;
        border-radius: 14px;
    }

    .raf-stepper {
        display: none;
    }

    .raf-nav {
        flex-direction: column;
        padding: 16px 18px 22px;
    }

    .raf-btn {
        width: 100%;
        justify-content: center;
    }
}

</style>